General Director of VPP (Softline Group) Alexander Shpet

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Denis Perepelitsa, head of the department of global financial markets and fintech at the Plekhanov Russian University of Economics, says that the appearance of the document introduces amendments to the basic legislation concerning settlements between individuals and legal entities. "It is obvious that the legislation netherlands cell phone number list will be finalized in the process of developing this instrument. Now the document is still quite raw and, most likely, will be adjusted during the discussion in the State Duma, possibly including in terms of amendments to the tax legislation. The most significant points are those concerning the introduction of a new concept of a digital account (wallet) and transactions with it. The full launch of the digital ruble, which will be issued by the Central Bank as a third form of money, will be before 2030. This deadline was named by the Ministry of Finance in the Strategy for the Development of the Financial Market until 2030. Most likely, the digital ruble will be launched into circulation after passing all testing phases. It is difficult to name a specific deadline, it can be assumed that the launch will take place in stages from 2024 to 2026, first between organizations, then for settlements with individuals and for organizing cross-border payments," Denis Perepelitsa believes.

notes that the changes to Federal Law No. 161 will lead to more precise wording, the list of participants, their roles and technological concepts will be determined. "The specifics will be formed in the bulletins of the National Payment System. There is no complete certainty yet that these are the final changes. We assume that additional amendments will be made. As in the Fast Payment System, the operator of the digital ruble will be the Central Bank of the Russian Federation," he added.