Internet acquiring (or online acquiring) is a type of acquiring designed to process payments made over the Internet, on websites or in mobile applications. This type of acquiring allows companies and online merchants to accept payments from customers using bank cards without having to physically present the card and without having to visit a physical store.
Main characteristics of Internet acquiring:
Payment gateways are used to process online payments. These are software interfaces integrated into websites or mobile applications. Gateways provide communication between an online store and an nigeria email list acquiring company or acquiring bank.
Online acquiring requires high security standards to protect customer data and prevent fraud. This includes the use of data encryption and compliance with payment card security standards such as PCI DSS and 3D Secure.
Online acquiring allows customers to use various payment methods, including credit and debit cards, e-wallets, bank transfers and other electronic payment methods.
Payments made through online acquiring are processed in real time, allowing customers to instantly learn about the result of the transaction.
Online merchants can receive detailed payment and transaction reports, making it easier to track and analyze financial transactions.
Online acquiring is an important part of e-commerce and allows companies of all sizes to expand their business in the online environment, providing convenient and secure payment methods for their customers.