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e not aimed at enriching hackers, confirms this thesis."

However, the development manager of UserGate LLC, Alexander Lugansky, is sure that the main goal of hackers is to extract financial profit: "Any data that directly or indirectly allows access to the financial resources of the victim, be it an organization or an individual, is the main goal of attackers at all times. Personal data of a non-financial nature can always be sold to those who know how to use it to get closer to finances. For example, to fraudsters who, under algeria whatsapp number database the guise of a bank's security service or a government agency that has access to confidential information, convince a person to take certain actions - for example, transfer money to a "safe account". As for the disruption of digital services, the motive is the same - money, but through a ransom for stopping the attack and restoring functionality. After all, while the service is down, it loses profit, which means that its owners may be willing to pay for availability, not to mention the reputational losses that attackers also use as a weighty argument."

that the emergence of the digital ruble and the independent payment system "BRICS Pay" will require the use of new technologies. Such digital transformation may affect the changing landscape of cyber threats for financial organizations in the coming years. In this vein, the task of ensuring information security in the financial sector will become even more urgent and will require resources to combat new challenges.

"Most likely, the threat landscape will be affected by the trend of the economy's separation from the outside world. We see this even in small things, when government agencies block connections from abroad for clients via geo-ip, and attackers have to rent sites in the Russian Federation. Since modern banking operations between countries are becoming more difficult, perhaps this will simplify the prevention of attacks on the withdrawal of money abroad, or at least allow tracking their movement. In the matter of obtaining more transparent information about fraudulent operations, the construction of "BRICS Pay" and the establishment of relations between regulators in different countries will help," says Kai Mikhailov, Head of Information Security at JSC "Infozashchita" (iTPROTECT).

"Unfortunately, we continue to observe increased fraudulent activity on the bank's infrastructure and customer funds. According to the results of the first nine months of 2024, the bank identified more than 8.6 million suspicious transactions. It was possible to save customers 7.4 billion rubles that fraudsters tried to steal. However, about 85% of victims independently transferred money to unknown accounts, withdrew cash, gave it to unknown people, shared personal information with them. As security measures, VTB is building a multi-level protection system. We are improving the anti-fraud system for more accurate detection of fraudulent transactions, conducting information work to improve the financial literacy of the population, and developing technologies for protecting client funds and personal data. VTB has also begun to use NFC to protect client funds. The technology will allow you to independently unlock the mobile application using a smartphone and a bank card with an NFC module," a representative of the press service of VTB Bank PJSC told a ComNews correspondent.