How to write an extrajudicial collection letter?

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According to data released by Agência Brasil, 8 out of every 10 Brazilians are in debt. It is important that companies know how to effectively but humanely collect from these people, ensuring that they have the opportunity to pay their debts before suffering more severe penalties, something that can be done by issuing an extrajudicial collection letter.

In this text, we will explain in more detail what this visa document is and argentina phone number list its essential elements are, and we will also give some tips on how to write it efficiently.

Let's go?

What is an extrajudicial collection letter?
An extrajudicial collection letter is a formal document used by creditors to notify debtors of outstanding financial obligations without having to resort to the judicial system.

The purpose of this document is to seek an amicable solution, giving you the opportunity to regularize this situation before more severe measures are taken, such as blacklisting your name or taking legal action.

This type of collection aims to remind the debtor about his debt, detail the amount owed, inform the payment deadline and, in some cases, propose renegotiation conditions.

Your tone should be firm but cordial, seeking to resolve the issue without creating a direct conflict. It is important that the document is written in such a way that communication is open and that contact is encouraged to discuss ways of paying off your debt.

The issuance of an extrajudicial collection letter is encouraged, as it demonstrates that the creditor attempted to resolve the issue peacefully and outside of court, which may be useful in the event of legal action, as this attempt at negotiation is often seen as an indication of the creditor's good faith.

What are the essential elements of an extrajudicial collection letter?
So far, you already understand what an extrajudicial collection letter is and its importance, but it is important to write it correctly to ensure that the message is conveyed.

See below what should not be missing from your document

Creditor data
The document must begin with a clear identification of the company or person who is making the collection. This includes the inclusion of data such as full name or company name, CNPJ or CPF, address and contact details (telephone and email). This information ensures that the debtor knows exactly who is requesting payment.