The best insurance companies for CASCO: ratings for 2023

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The policy is issued in the insurance company that provides such a service. Treatment is carried out at the expense of deductions from employers, individual entrepreneurs or the regional budget. Every Russian is registered in OMS. Foreigners and stateless persons permanently residing in the country also receive a policy. With a compulsory medical insurance policy you are allowed to.

Undergo routine medical examinations and fusion data occupational health checks. Visit doctors of any specialty. Take tests (the program includes laboratory diagnostics). Undergo rehabilitation treatment. Stay in hospital. The cost of hospitalization is covered by the policy. However, the free compulsory medical insurance policy does not cover all types of treatment.


For technologically advanced planned operations or complex dental treatment, you will have to wait for a quota. Or the patient is asked to pay for the upcoming manipulations themselves. In addition, consider the workload of state clinics, the shortage of medical personnel. These factors lead to the fact that the necessary doctor may not be available. Or the patient will have to wait in line. voluntary health insurance VHI is voluntary medical insurance. It is issued at will. A person buys the policy themselves. Some employers pay for VHI for their staff as part of the social package provided to employees.