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Posted: Sun Apr 20, 2025 9:29 am
The remainder of the banks included in the monthly list released friday jan. Were rated satisfactory. None were rated substantial noncompliance. The cra ratings included in this list were assigned by the fdic in october the agency said in a friday press release. The cra is a law that requires the fdic to assess a banks record of meeting the credit needs of its entire community including those of low- and moderate-income neighborhoods consistent with safe and sound operations the release said.
The five banks rated outstanding include charlotte north guatemala cell phone number list carolina-based truist bank; jordan montana-based garfield county bank; fairbanks alaska-based mt. Mckinley bank; los angeles-based open bank; and brookfield wisconsin-based spring bank. Weimar texas-based hill bank & trust co. Hbtc was rated needs to improve. In the public disclosure of hbtcs cra performance evaluation the fdic said it gave the bank that rating because its loan-to-deposit ltd ratio is less than reasonable given the banks size financial condition and assessment area credit needs.
Hbtc needs to improve its performance regarding the lending test the fdic said. The banks less than reasonable record regarding its ltd ratio as well as the limited lending levels primarily support this conclusion. The cra ratings cover only the banks performance in meeting their responsibilities under the cra according to an fdic page about cra performance evaluations. The fdic supervises insured state-chartered banks that are not members of the federal reserve system and insured state savings associations per the page.
The five banks rated outstanding include charlotte north guatemala cell phone number list carolina-based truist bank; jordan montana-based garfield county bank; fairbanks alaska-based mt. Mckinley bank; los angeles-based open bank; and brookfield wisconsin-based spring bank. Weimar texas-based hill bank & trust co. Hbtc was rated needs to improve. In the public disclosure of hbtcs cra performance evaluation the fdic said it gave the bank that rating because its loan-to-deposit ltd ratio is less than reasonable given the banks size financial condition and assessment area credit needs.
Hbtc needs to improve its performance regarding the lending test the fdic said. The banks less than reasonable record regarding its ltd ratio as well as the limited lending levels primarily support this conclusion. The cra ratings cover only the banks performance in meeting their responsibilities under the cra according to an fdic page about cra performance evaluations. The fdic supervises insured state-chartered banks that are not members of the federal reserve system and insured state savings associations per the page.