The possibilities of repaying a consumer loan at LCL
Posted: Mon Jan 06, 2025 4:05 am
In most cases, the repayment of consumer credit is done monthly. The Bank makes direct debits from the beneficiary's bank card. On the other hand, you have the option of repaying the consumer credit early. But in this case, it is likely that the bank or service will claim compensation from you. This happens when the repayment of the credit is related to a personal loan or when the loan amount is too high.
It is important to regularly check your bank account to see if you have enough partners email lists money for each monthly payment. Sometimes, financial difficulties may arise. In this case, you have an obligation to notify Banque LCL in order to quickly find a solution.
Can you change your mind after signing a consumer loan contract?
Apart from the 14 legal days granted by LCL to withdraw from your commitment without justification or penalty, you can always change your mind. From the moment the contract has been signed, you still have 30 days to stop everything.
The service is ready to return your application fees and others, provided that you have not yet spent the funds allocated to you. After the 30 days, you still have the option to terminate the contract by making an early repayment. Of course, this will be done in accordance with the conditions and terms provided for therein.
It is important to regularly check your bank account to see if you have enough partners email lists money for each monthly payment. Sometimes, financial difficulties may arise. In this case, you have an obligation to notify Banque LCL in order to quickly find a solution.
Can you change your mind after signing a consumer loan contract?
Apart from the 14 legal days granted by LCL to withdraw from your commitment without justification or penalty, you can always change your mind. From the moment the contract has been signed, you still have 30 days to stop everything.
The service is ready to return your application fees and others, provided that you have not yet spent the funds allocated to you. After the 30 days, you still have the option to terminate the contract by making an early repayment. Of course, this will be done in accordance with the conditions and terms provided for therein.