Is a store card a good deal for your credit account?
Posted: Thu Jan 23, 2025 8:28 am
Is there any benefit in using a store card for credit operations? We at Meu Crediário are always willing to help you by showing you the best ways to work successfully, easily and safely in your business. That's why today I want to talk more about the subject and present you with all the important details of this option.
Recently, I have been talking more and more to store owners about student database store cards. Many have asked me whether this option would be interesting for them. Is it?
As I have always defended here and even directly with my clients about the benefits of own credit , there are some points that end up contradicting each other on this subject. However, what does the store card have to do with this? Continue here and I will explain!
Understanding Credit:
First of all, it is essential that you, our client, have greater knowledge and mastery of the Credit System. After all, this is the only way to understand what is best or not for your business.
In simple and clear terms, I can say that CREDIÁRIO is nothing more than a credit granting system that is fully linked to your business. In other words, it is an option that allows you to pay for your sales in installments, in addition to offering a payment method other than a credit card.
What is Own Credit?
Your own credit is a credit system that is fully linked to your business. In other words, it is an option that allows you to pay for your sales in installments. However, you are the one who manages and finances this with your company's own resources.
Therefore, with your own credit plan, you are 100% responsible for your customer. And do you know why this is interesting? Because the customer returns to your store every month to pay the installment and, if they are late on any installment, the interest and fines will go directly to your own cash register.
But do you know why we need to understand what a credit card is? Because it is precisely its advantage that tells us whether a store card can be good or not. After all, getting the customer to return to your establishment every month is a great advantage, but it is a fact that the store card prevents this from happening. Do you understand the importance of knowing this?
???? Expand your horizons! Discover the advantages of Credit as a payment method and how the Meu Crediário System can boost your business. Download the eBook now to transform your store!
After all, is a Store Card a good deal or not?
I have always brought here many cases about the benefits of Own Credit in the store and, as I mentioned in the previous topic, the main one is that it guarantees the return of customers in your establishment. However, we have some situations of companies that work with card administration that end up planting the idea of having a card.
Of course, nothing is completely bad and nothing is completely good. There are benefits and drawbacks to this operation. For example, there is a segment of the population that sees great benefits in this type of operation, but there is also a segment of these people who have begun to notice that the lack of customer recurrence has ended up impacting their stores' sales.
Recently, I have been talking more and more to store owners about student database store cards. Many have asked me whether this option would be interesting for them. Is it?
As I have always defended here and even directly with my clients about the benefits of own credit , there are some points that end up contradicting each other on this subject. However, what does the store card have to do with this? Continue here and I will explain!
Understanding Credit:
First of all, it is essential that you, our client, have greater knowledge and mastery of the Credit System. After all, this is the only way to understand what is best or not for your business.
In simple and clear terms, I can say that CREDIÁRIO is nothing more than a credit granting system that is fully linked to your business. In other words, it is an option that allows you to pay for your sales in installments, in addition to offering a payment method other than a credit card.
What is Own Credit?
Your own credit is a credit system that is fully linked to your business. In other words, it is an option that allows you to pay for your sales in installments. However, you are the one who manages and finances this with your company's own resources.
Therefore, with your own credit plan, you are 100% responsible for your customer. And do you know why this is interesting? Because the customer returns to your store every month to pay the installment and, if they are late on any installment, the interest and fines will go directly to your own cash register.
But do you know why we need to understand what a credit card is? Because it is precisely its advantage that tells us whether a store card can be good or not. After all, getting the customer to return to your establishment every month is a great advantage, but it is a fact that the store card prevents this from happening. Do you understand the importance of knowing this?
???? Expand your horizons! Discover the advantages of Credit as a payment method and how the Meu Crediário System can boost your business. Download the eBook now to transform your store!
After all, is a Store Card a good deal or not?
I have always brought here many cases about the benefits of Own Credit in the store and, as I mentioned in the previous topic, the main one is that it guarantees the return of customers in your establishment. However, we have some situations of companies that work with card administration that end up planting the idea of having a card.
Of course, nothing is completely bad and nothing is completely good. There are benefits and drawbacks to this operation. For example, there is a segment of the population that sees great benefits in this type of operation, but there is also a segment of these people who have begun to notice that the lack of customer recurrence has ended up impacting their stores' sales.